What if instead of shelling out hefty fees for a few days of legal help, you paid a monthly membership and got a law firm for life? We’re taking legal representation and making some revisions – in the form of accessible, affordable, full-service coverage. Finally, you can live life knowing you have a lawyer in your back pocket who, at the same time, isn’t emptying it.
Members of our pre-paid legal plan enjoy affordable access to the top law firm in their state for a low monthly membership rate. To get started today.
Individual & Family Coverage
In a perfect world, you'd never need a lawyer. Reality is unpredictable. We offer affordable plans designed for ultimate protection. Whether it's for you, your spouse, or your family. Through Legal Shield you receive advice on unlimited legal matters, Letters and Phone Calls on your behalf, Document and Contract Reviews, Will preparation, IRS Tax Audit, Moving Traffic Violations and Accidents, and many other services for less than a dollar per day!
Small Business Coverage
You've built your business, now protect it! Business legal plans help your business in many legal matters. You can run your business with the confidence of a dedicated law firm behind it. Advice on legal and HR matters, Debt Collection, Contract and Document Review and more. Plans based upon number of employees your business has.
Employee Benefit Solution
EMPLOYEES ARE FINANCIALLY STRESSED and unprepared for sudden expenses. When they are dealing with personal finances in the workplace, they lose productivity and YOUR COMPANY LOSES MONEY.
Commercial Driver Coverage
As a commercial driver, your livelihood depends upon being on the road. Unexpected legal situations can arise any day, and with LegalShield you and your spouse will have access to a qualified law firm when you need it.
Business Start-Ups
Take the guess work out of starting a business. Launch by LegalShield’s attorneys work with you to get your business started with confidence. Plus, when you form your business through Launch by LegalShield, you automatically gain access to the most comprehensive business legal plan
Identity Theft continues to be the number 1 consumer complaint year after year. We have partnered with the World's Leading Risk Consulting firm to not only protect you but to restore in the event of a breach.
Explore our affordable plans designed for ultimate protection. Whether it’s just you or your family, we’re constantly working to keep your identity and private information protected and restoring it should something happen. The IDShield plan monitors private data, social monitoring, username/password monitoring, enhanced sex offender monitoring with alerts and much more. Other services include a convenient app for your smart phone as well as a password vault to keep your usernames and log in secure.
Individual and Family Coverage
In today's digital age it can be hard to know for certain if your cyber identity is protected. Every day we access the internet via our mobile devices, public wi-fi at the local coffee shop, hotels, and many other locations. We also expose ourselves on social media letting people know where are and where we are NOT. Our identity is so valuable that it is traded like commodities on the dark web but how can we protect it and more importantly, how do we get it back if it is stolen? With IDShield you can have better peace of mind. In addition to protecting ourselves we often forget our children, whose identities are just as valuable. Click our link to learn more how we can help to protect you and your family!
Employee Benefit Option
On average it takes over 300 hours to restore your identity if there is a breach. Imagine having an employee that is now having to work a part-time job trying to resolve a serious personal matter and whose attention during the workday would be distracted as they are constantly pre-occupied by what their next steps are who they need to call and what documents they need. This can seriously diminish your company's productivity. What if instead they are able to make a single phone call and have a licensed private investigator do all the leg work for them and your employee can now focus on the important task of helping your business? With IDShield as an employee benefit, we can help with that peace of mind. Employees also get a group discount. You can offer this awesome and unique benefit as a voluntary plan or as a fringe benefit. On payroll deduction or as bank draft. Thanks to the IRS it can also be Pre-Tax on a Cafeteria or Section 125 plan.
Bristol, Tennessee
Available by Appointment 10am-4pm
Medicare Part A provides benefits for SNF if certain requirements are met.
For many years facilities would apply the "Improvement Standard" however in Jimmo v Sebelius that changed. Medicare will cover skilled care provided in a skilled nursing facility, at home, or as outpatient therapy, regardless of whether a patient is likely to improve as long as they continue to meet qualifying criteria.
Medicare's coverage of a skilled nursing facilty stay is limited to a maximum of 100 days per benefit period.
The benefit period can sometimes be referred to as a spell of illness.
There is no limit to the number of benefit periods available to Medicare Beneficiaries. However, once a benefit period ends a beneficiary must have another three-day qualifying inpatient hospital state and meet the other requirements noted earlier before they can get another 100 days of SNF benefits.
If a person is released or no longer needs SNF but then later requires the SNF care again:
Medicare Part A does have a deductible that must be paid for any hospital admission and those rates can change from year to year. You can visit cms.gov to check the current Medicare Part A deductible.
Medicare pays for the first 20 days of skilled nursing facility care, with no deductible or coinsurance. However, the patient is responsible for daily co-payments after the twentieth day. For 2023, the daily SNF co-payment was $200 for days 21 through 100. After 100 days in a benefit period, the beneficiary must pay all costs.
Medicare Supplement plans, Medicare Advantage Plans, or Supplemental Hospitalization plans can help reduce these costs if you have one of those plans for an additional monthly premium.
Medicare will pay for home health care if a person meets certain eligibility criteria and if the services are considered resaonable and necessary for the treatment of the person's illness or injury.
Medicare covers home health care; it does not cover home care when personal care is the only type of care needed.
To receive Medicare-covered home healthcare benefits, a person must be eligible for and enrolled in Part A and/or Part B. The following requirements must also be met:
Home Health Aide Services:
Medical Social Services - Ordered by a doctor to help a person with various social and emotional concerns related to an illness that may interfere with the person's treatment or recovery.
Physical, Speech-Language, and Occupational Therapy - If ordered by a doctor.
Excluded Services:
There is no limit to the length of time that a person can receive home healthcare benefits. Once a person meets the initial qualifying criteria.
Recertification is required at least every 60 days when the patient needs continuing home healthcare.
Begining in 2019, CMS expanded the definitional scope of "supplemental benefits" that Medicare Advantage plans can offer. But all Medicare Advantage plans are not same as they may have different rules, costs, and restrictions on services but required to provide at least the same level of coverage as Original Medicare (Part A & B).
Additional Services that may be included with your Medicare Advantage plan:
Adult Day Care Services - services provided outside the home, such as assistance with activities of daily living and instrumental activities of daily living.
In-Home Support Services - services performed by a personal care attendance to assist disabled ormedically needy individuals with ADL's.
Home- Based Palliative Care - services not covered by Medicare in the home for palliative care ("comfort care") to diminish symptoms of a terminally ill enrollee with life expectancy of more than six months.
Transportation for (nonemergency) Medical Services - transportation to obtain Part A, Part B, Part D, and supplemental benefit items and services. It can not be used for non-medical services such as groceries and errand.
Home Safety Devices and Modification - safety devices to prevent injuries in the home an/or bathroom.
(423) 689-3061
Bristol, Tennessee
Licensed in:
Tennessee, Virginia, North Carolina, South Carolina, Georgia, & FLorida